Wealthsimple Transfer Bonus 2026 (Canada)

Detailed breakdown of the Wealthsimple offer, including deadline, hold terms, and likely net value.

Quick summary

  • Max reward: $150,000
  • Promo code: In-app or online registration
  • Registration deadline: Apr 30, 2026
  • Hold requirement: Transfer at least $25,000 within 30 days of registering; bonus pays monthly over 1, 3, or 5 years and adjusts downward if you withdraw too much early
  • About: Wealthsimple launched in Canada in 2014 and remains Canadian-owned, with majority ownership tied to Power Corporation of Canada through Power Financial affiliates.
  • Last source check: Apr 21, 2026

Who this offer is best for

Investors able to keep assets parked through the hold period and prioritize transfer incentives over short-term flexibility.

What to verify before acting

  • Registration cutoff and funding deadline
  • Eligible account types and exclusions
  • Penalty or clawback risk if assets are withdrawn early